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Most consumers typically have both a credit card and a debit card. Of course, the biggest difference between the two is that a debit card will immediately take money out of your bank account when used, unlike a credit card, which will pay for the purchase and later add the amount of the transaction to your monthly statement.

If you’ve only just begun your career and are starting to collect a decent paycheck, the last thing on your mind is probably retirement planning. When you’re in your twenties and thirties, retirement can feel light years away, but it will get here much quicker than you can imagine. And when it does, you’ll want to be prepared.

While owning a home is the quintessential American dream, not everyone is able to purchase a home when they desire. If you’re fresh out of school with a boat load of student debt, it’s probably best to wait until you’ve been working for at least a year before you start looking to buy.

We all have our own unique relationship with money. We certainly have our own unique way of both spending and saving money.

However, if you’re ready to start putting some money aside, or looking for tips on money management, or even the best way to pay your bills, the following tips may provide a little bit of help: 

Data breaches, once a fairly rare occurrence, have become more frequent as hackers become more skilled in their ability to extract personal data from popular social media sites such as Facebook and Twitter.

According to the American Institute of CPAs (AICPA), the top concern of retirees is running out of money. While it’s a known fact that many of us don’t begin to save for retirement when we should, it appears that nearly half of all current retirees are concerned about outliving their retirement funds.

The American Institute of CPA’s (AICPA) recently published a list of personal finance trends that we should all be concerned about. These trends highlight the fact that almost 63 percent of Americans today are unable to pass a basic financial literacy test.

Here are the troubling trends, as well as some tips on how to avoid them:

In celebration of Financial Literacy Month, our partners over at Questis, Inc have put together 7 easy steps that aim to improve your Financial Wellness. Most of us want to be in better shape financially, but with so much personal finance advice out there, figuring out where to start can be challenging.

Deceleration of 2018 GDP growth in several major economies and further slowing expected has prompted economists to raise their probabilities of recession across key global regions.

SUPPLY AND DEMAND - While U.S. fiscal policymakers have unfortunately seen to it that U.S. Treasury supply continues to rise, Treasury security prices have remained elevated (yields depressed).  Granted, Fed policy has recently influenced market yields, but we surmise that the relative attractiveness of U.S. yields has also played a part in maintaining demand.