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Data breaches, once a fairly rare occurrence, have become more frequent as hackers become more skilled in their ability to extract personal data from popular social media sites such as Facebook and Twitter.

According to the American Institute of CPAs (AICPA), the top concern of retirees is running out of money. While it’s a known fact that many of us don’t begin to save for retirement when we should, it appears that nearly half of all current retirees are concerned about outliving their retirement funds.

The American Institute of CPA’s (AICPA) recently published a list of personal finance trends that we should all be concerned about. These trends highlight the fact that almost 63 percent of Americans today are unable to pass a basic financial literacy test.

Here are the troubling trends, as well as some tips on how to avoid them:

In celebration of Financial Literacy Month, our partners over at Questis, Inc have put together 7 easy steps that aim to improve your Financial Wellness. Most of us want to be in better shape financially, but with so much personal finance advice out there, figuring out where to start can be challenging.

Deceleration of 2018 GDP growth in several major economies and further slowing expected has prompted economists to raise their probabilities of recession across key global regions.

SUPPLY AND DEMAND - While U.S. fiscal policymakers have unfortunately seen to it that U.S. Treasury supply continues to rise, Treasury security prices have remained elevated (yields depressed).  Granted, Fed policy has recently influenced market yields, but we surmise that the relative attractiveness of U.S. yields has also played a part in maintaining demand. 

28-HUNDRED WATCH – At HB Retirement, we spend time not only assessing the moving parts of the global economy, but also studying technical asset price trends.  The benefit of that is price trend can change materially given little or no change in the global economy…and price trend can potentially foretell an eventual change in fundamentals.  What has been notable to us is t

In a recent article published by 401k Specialist, author Brian Anderson discusses the rising interest in education benefits as college debt continues to impede workers’ ability to reach financial goals.

TOOL FOR THE TOOLBOX - In the interest of regularly scanning fundamental, technical, and sentiment data to help assess the condition of financial markets, we often turn to the McClellan Oscillator for some insight. Typically, this indicator is reliable in its identification of bullish and bearish extremes in equities. Often the extremes can be followed by sharp reversals.

Much of the early-2019 talk has been about Fed policy, walls on the southern border, and the New England Patriots, but what may get more attention as we step toward the end of Q1 could be the trajectory of corporate earnings.  While 2019 consensus earnings-per-share estimates have been coming down, one may argue that they could have farther to fall.  Why?