Retirement Plan Consulting

Experience in Defined Contribution and Defined Benefit Plans

Unlike other advisory firms who may only service a few 401(k) plans, HB Retirement specializes exclusively in the employer retirement plan industry. Having a dedicated focus allows us to deliver the experience and service your organization and plan participants deserve. Whether a small business, local non-profit, large corporation, or university, we take the time to understand your needs and the objectives you have for your plan.

A Plan Designed to Work for Your Company and Your Employees

Our clients appreciate our ability to help them design and implement a competitive retirement plan for their employees. In the current retirement plan landscape, you need exceptional guidance from independent professionals who are focused on your best interests.

Our full menu of retirement plan services includes:

PLAN SPONSOR SOLUTIONS

• Assist plan sponsor with fiduciary requirements
• Assist Retirement Plan Committee with preparing an Investment Policy Statement (IPS)
• Create and maintain a due diligence file
• Benchmark fees and provide vendor analysis
• Measure the success of the plan
• Design and implement Executive Compensation Plans

INVESTMENT SERVICES

• Accept role of ERISA 3(21) or 3(38) Investment Fiduciary for clients
• Objectively select investment options and plan providers
• Assist with Qualified Default Investment Alternative (QDIA)
• Advise on changes in investment options
• Deliver performance reporting

PARTICIPANT SOLUTIONS

• Design employee education and communication program
• Create plan/policy for retirement education and plan enrollment
• Help participants convert retirement savings into retirement income
• Consult with plan participants in person, both in group settings and individually
• Assist employees with questions/concerns with plan accounts