Comprehensive Financial Planning
You deserve a team of dedicated professionals to ensure you and your family are prepared and protected for the future. We will be with you for the long haul and are ready to support you as needs evolve.
Our team of advisors offer comprehensive services designed to keep your finances on track for the future.
- Wealth Accumulation Planning
- Major Purchase Planning
- College Planning
- Asset Preservation Planning
- Distribution Planning
Retirement and Income Planning
- Income Strategies
- Traditional and Roth IRAs
- Brokerage Accounts
- Variable and Fixed Annuities
- Social Security Maximization
- Medicare Planning
- Policy Review
- Life Insurance
- Home and Auto Insurance
- Disability Insurance
- Long-Term Care Insurance
- Estate Plan Coordination
- Custom and Model Portfolios
- Passive and Tactical Management
- Mutual Funds and Exchange-Traded Funds
- Fixed Income
- Certificates of Deposit (CDs)
- Alternative Products (structured notes, bonds)
- Tax Loss Harvesting
- Separately Managed Accounts
- Asset Location
- Tax Diversification
- Employer Benefits Guidance
- Coordination with other professionals (attorneys, CPAs)
- Charitable Giving and Legacy Planning
Planning for retirement is complicated. From tax laws to market fluctuations, there are several topics to consider when preparing for this stage of your life. At HB Retirement, we aim to simplify retirement by creating a clear and concise plan focused on supporting your desired lifestyle. You, the client, are the highest priority, and we strive to provide an integrated, stress-free approach to financial planning. Every household has different values and complexities when it comes to its financial situation. Therefore, our team of advisors take the time to learn about your lifestyle and goals to ensure the plan provided is completely customized. When you work with us, you become a part of our family, and that is a partnership we take very seriously.
When seeking a financial professional, certain expectations come to mind. Often, trust, communication and the overall time taken to truly understand the desired goals are factors people value. Here at HB Retirement, we have built our reputation on those values and believe in helping people. Henderson Brothers, Inc. has been serving as a respected leader in the insurance, employee benefits and retirement industry for over 130 years. Through our years of practice, we have developed comprehensive strategies designed to get at the core of what you want out of your retirement and what you value most.
“We are retirement planning specialists. We help people convert their life savings into monthly income streams while managing market volatility. This may be the first and only time you prepare for retirement, but we help hundreds of people retire every year.”
Brendon Costa, AIF®, Director of Wealth Management
As an independent firm with no proprietary products or affiliations with specific fund managers, you can be assured that our recommendations will be in your best interest. Often, people’s perceptions of risk and return do not align with their current strategy or overall desired need. It is our job to eliminate that complexity and ensure the entire financial plan is working in harmony.
Given our extensive experience in employer retirement plan design, our wealth management services are heavily equipped with strategies and best practices to help support our clients. From mutual funds to exchange-traded funds, individual equity and fixed-income securities, structured products, annuities, and more, our team’s independence allows us to present several options while constructing financial plans.
While it may seem complex, our strategy is simple – strive to participate in market upside and protect assets during times of volatility. Our investment team examines global price trends, economic indicators, valuations and profitability to determine overall asset allocation across our portfolios. Additionally, our team implements thorough processes when it comes to investment manager selection, research, benchmarking and monitoring performance. With your needs and risk tolerance in mind, you can be confident HB Retirement will go to great lengths to support your financial household.